BUY NOW, PAY LATER

Boy do I enjoy this option. They have it over at this one store where I go sometimes. And any time I can get what I want and pay later that sure puts a smile on my face.

It sure was easy to with what they call their “easy payment plan.” All I have to sign on this line and then later they send me a bill and I only have to pay part of the bill each month. That works for me.

I got to admit though I’m not sure I understand about this idea of finance and interest charges. I’m definitely interested, but I didn’t know that they charged me just for that.

And then they got this thing called an “APR.” Which I guess is some kind of abbreviation for the month of April. They always show it with some kind of per cent thing. I guess that has something to do with that month being when that per cent thing is most important. Plus they put a number with it so I figure that is the day of the month that is it important.

To be honest that can be a little confusing since I’m not sure quite why they don’t just show it as a regular number instead of having it show 29.56. I haven’t got that 56 part totally figured out yet. But I’ll try to remember when April 29 rolls around.

Until then I’m sure enjoying going in and buying junk. It sure is fun at times. And man talk about bargains. Well shoot they are always having sales it seems.

Why just the other day they had this great sale on notebooks. Normally they sell them for $3.95 each instead of $4.95. But I didn’t have the cash and so they let me get a couple of them on that pay later option.

However I didn’t mind. I did save a whole dollar on each one. Well at least I think I did. I mean there was something on the paper I signed about sales prices not applying to what they call a revolving charge. The good thing is that I wasn’t in the revolving door when I charged the books so I bet that doesn’t apply to me.

I’m really looking forward to the chance to go there next week. That’s when they are having this thing called a clearance sale. And I never miss those because I can see things really clear.

I hope you all have some cool places to shop where they have this kind of buy now and pay later option. It sure is great to live in a country where there are stores that really try to give the working person a break once and a while.

But one word of warning though. The guys in this store are great, but at times they do get a little weird. The other day they were talking about having a moonlight sale. I kind of doubt that will go over big since you can pretty much get moonlight for free just by going outside at night. Guess you can’t expect them to only be sane all the time can you?